Navigate

Economic data—translated for real mortgage decisions.

A weekly, plain-English look at the signals influencing mortgage rates, housing payments and the choices Utah buyers and homeowners are making.

Latest issue

Understanding Mortgage Rates in 2026

The weekly mortgage average rose while the latest 10-year Treasury reading eased. Here is why the two signals can look different—and what borrowers can do with that information.

September 21, 2026 · Issue 03

One week, two rate signals

Why the mortgage average rose even as the latest 10-year Treasury yield eased—and why timing matters.

Read this week’s Navigate September 14, 2026 · Issue 02

Rates rise ahead of the Fed

Why a jump in the 10-year Treasury matters more than trying to predict Wednesday’s headline.

Read Issue 02 September 8, 2026 · Issue 01

Understanding Mortgage Rates in 2026

Why the 10-year Treasury, inflation and the labor market matter more than a single Fed headline.

Read Issue 01

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Use the data to build a plan—not a prediction.

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