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Impact Your Way
  • Home
  • Meet Dan
  • Our Process
  • Home Ownership
  • Our Team
  • Builders
  • Utah Heroes
  • SNMC
  • Inside Track
  • Blog
  • My Library
  • Neighborhood Guide
  • Salt Lake Living
  • Dan's Favs
  • Contact Us
  • Navigate
  • LO 360

Step 3 Execution

 

We deliver a seamless, stress-free mortgage experience from start to finish.

Begin The Application Process

Win in a Competitive Market

Losing out on a home in a multiple-offer situation can be exhausting—and discouraging.

Today’s real estate market is more competitive than ever. That’s why a typical mortgage approach won’t cut it.

Our job is to position you as the most prepared buyer in the market—so you can move faster, stand out to sellers, and confidently win the home you love.

In this market, preparation isn’t a luxury. It’s your competitive edge.

Pre-Underwriting

Before you start home shopping, we collect all necessary documentation and submit your file to underwriting.

This early review helps us identify any potential issues before you’re under contract—so when you receive your pre-approval from The Munford Team, it’s strong, reliable, and ready to compete.

You’ll hit the market with confidence, knowing your financing is rock solid.

Submission

Once your offer is accepted, we immediately submit your loan for final underwriting.

Because of the early work we’ve done, your loan is essentially pre-approved—allowing us to close in as little as 7 days. That speed can make all the difference in a competitive market.

Final Approval

We keep you and your Realtor fully informed with real-time updates through SNapp.

As your file moves through final underwriting, we coordinate every detail to ensure a smooth and low-stress process. You’ll never wonder where things stand—we’ll be with you every step of the way.

Closing

Our goal is to deliver your final documents and cash-to-close details at least 48 hours before settlement.

We work closely with your Realtor and closing agent to make sure everything is ready—so you can walk into your closing with confidence and peace of mind.

Your financial future deserves more than guesswork—it deserves a plan

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Your Salt Lake City Mortgage Lender

SecurityNational Mortgage Company © 2023 All Rights Reserved. | Co. NMLS ID 3116 | Dan Munford NMLS ID 139374 | Equal Housing Lender | 433 West Ascension Way Fifth Floor Salt Lake City, UT 84123

dan.munford@snmc.com | Powered By | IMPACT

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